Stripe introduces stablecoin support for USDC and USDB, available in over 100 countries but not available in Taiwan.

Global payment giant Stripe announced the launch of "Stablecoin Financial Accounts" at their annual developer conference "Stripe Sessions" in May 2025. These accounts, which support USDC issued by Circle and USDB issued by Bridge, are available in over 100 countries. This feature allows businesses and users to hold, receive, and send USD stablecoins, enhancing the efficiency and security of cross-border payments. However, Taiwan is not included in the list of supported countries.

Stablecoin Accounts: Innovative Service Combining Traditional Finance and Blockchain

Stripe's introduction of stablecoin accounts marks a significant advancement in its blockchain financial infrastructure. According to the official description, these accounts function similarly to traditional bank accounts but use US dollar stablecoins as core assets, allowing users to:

Hold balances in stablecoins (USDC or USDB)
Receive and send funds, supporting both crypto and fiat channels
Conduct cross-border payments and fund distribution
Exchange stablecoins for fiat currencies (such as USD)

This service is specifically designed for scenarios requiring fast, low-cost transactions, such as cross-border remittances, B2B payments, and revenue sharing on creator platforms. Stripe states that these accounts will offer global businesses more flexible fund management options and reduce the delays and fees common in traditional financial systems.

Technical Foundation: USDC, USDB, and Multi-Chain Support

The newly launched stablecoin accounts support two types of US dollar stablecoins:

USDC: Issued by Circle, it is one of the most widely used compliant stablecoins, extensively applied in global payments and the DeFi ecosystem.
USDB: Issued by the Bridge platform, acquired by Stripe in October 2024, supporting major blockchains such as Ethereum, Solana, and Polygon.

The integration of Bridge's technology enables Stripe to offer features such as instant settlement, on-chain transfers, and wallet integration, further strengthening its blockchain infrastructure. This acquisition, valued at $1.1 billion, is also one of the largest mergers in the history of the crypto industry.

Global Deployment: Available in Over 100 Countries, Taiwan Not Supported

According to the list published by Stripe, stablecoin accounts are now available in over 100 countries and regions, including Argentina, Chile, Turkey, Colombia, Peru, and Vietnam. These areas often face challenges such as severe currency fluctuations and weak financial infrastructure, making the introduction of stablecoin accounts an inclusive financial innovation.

However, Taiwan is not included in the current support list. Despite Taiwan's high potential for development in the blockchain and fintech sectors, it has not yet been granted access to this service by Stripe. Stripe has not provided specific reasons, but it is speculated that local regulatory environments or market strategies may be factors.

Emphasizing Security and Efficiency: Stripe's Product Vision

At the Stripe Sessions 2025 conference, Stripe co-founder and president John Collison stated, "We should be quite dissatisfied with the current state of financial services. In the financial services sector, invoice fraud and phishing attacks are major issues for businesses. Although this is a new product, in the long run, it provides us with an opportunity to bring a higher level of security."

Stripe's president of product and business, William Gaybrick, also noted, "Many regions around the world face unstable currencies and unreliable infrastructure, limiting the GDP of the internet age. Now, users from Argentina, Vietnam, and other places can hold stablecoins and send and receive funds through both crypto and fiat channels."

These statements highlight Stripe's positioning of stablecoin accounts: not just as a payment tool, but as infrastructure to enhance global financial security and efficiency.

Expanding Stablecoin Applications: From Web3 to the Real World

The use of stablecoins has long extended beyond the Web3 domain, gradually permeating real-world financial and commercial scenarios. Here are some examples of stablecoin adoption:

Visa: Since 2021, supports USDC as a settlement currency, allowing merchants to accept stablecoin payments directly.
PayPal: Launched its own stablecoin PYUSD in 2023, integrating it into its payment platform.
Mercado Libre: Latin America's largest e-commerce platform, supports USDC and USDT payments in Brazil and Mexico.
UNICEF: Has accepted cryptocurrency donations since 2019 for global humanitarian projects.

Stripe's entry further solidifies the position of stablecoins in the global payment system and provides businesses with more diverse fund circulation options.